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Social Security Reform
The good news: Social Security can be fixed. There is a crisis coming – and we have a few years to improve the program's viability. The tougher news: Any changes will be painful.
The American Academy of Actuaries, a group that reviews financial risk and policy issues, says the next president should consider raising the official retirement age, which now ranges from 65 to 67 years (depending on your age). Editor's Comments: The other thing you could do is privatize the investments and you wouldn't have to raise the retirement age at all. You get a piddly 1% in Social Security. bbm Current Articles
Another victim of the recession has cashed in its chips — the Social Security surplus.
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Following the news from Washington has never been easy. But there’s an added challenge today: the problem of large numbers. It’s almost impossible for anyone to really grasp the idea of a billion, let alone a trillion. Even the experts get confused.
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EPI economist Monique Morrissey, along with Emily Garr, look at whether postponing retirement is a viable “fix” for Social Security, since Americans are already working longer into old age. Raising Social Security’s early and normal retirement age would be especially hard on lower–income and minority workers, given large and growing disparities in life expectancy.
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